The table below tells you all you need to know. You can avoid monthly maintenance fees with nearly all of United Bank of Iowa’s personal checking and savings accounts if you meet certain balance or transaction requirements. The bank’s website is easy to navigate, though it doesn’t offer a whole lot of information on APY for interest-bearing accounts outside of the UBI Kids Savings Club. CD rates have been high for months, and this week, some of the best CDs are offering 5.5 annual percentage yields or higher. To contact United Bank of Iowa with questions or comments, the best option is to fill out an online form.
All other information is current as of Oct.
Limited items include transfers by telephone, computer, ACH, wire transfer, or any other preauthorized or automatic transfers. If you don’t need immediate access to some of your money, APYs shown are current as of Nov. 15 per-transaction fee for each withdrawal in excess of 6 per month. Once you’ve opened an account, there are several ways to bank with United Bank of Iowa: 10 monthly fee if balance falls below required minimum.
You can open a new account at United Bank of Iowa either online or by visiting one of its branches.